فاطمه آباریان

Poverty, as a social

phenomenon, plays a critical role in every nation. Families living on incomes below the poverty line are at risk of hunger, homele  ess, unsafe neighborhoods, child labor, health problems, poor education and moral issues. So, an effective strategy is needed to fight poverty. In order to deal with poverty, several approaches might be adopted. On this matter, we focus on insurance since it provides peace of mind, protection against financial losses and good value for money. The purpose of this thesis is to identify the impact of income inequality on the demand for insurance. In this regard, we focus on some basic, macroeconomic and social variables. Understanding the relationship between these factors is crucial for designing effective policies to promote financial inclusion and protect vulnerable populations.

Regarding the structure of the thesis, it can be noted that chapter two reviews the literature. In chapter three, we explain research methodology and model specification. We test the proposed design on the collected data in Chapter four. Chapter five specifies the summary, conclusion and suggestions.