سیده شادان حجازی

An appropriate level of reinsurance is one of the premises of the existence and functioning of a stable insurance market. The concept of reinsurance is very important as the mechanism of reinsurance reduces the risk of insurers’ bankruptcy in case of very high losses and, hence, protects policyholders.

  In the Iranian insurance market, currently, reinsurance represents the one of the most appropriate solutions for insurance companies, as it helps to dispersion of risks, achievement of solvency requirements, levelling of risk profile and growth of underwriting capacity.

This study attempts to analyze the determinants of the demand for reinsurance in the Iranian insurance market during the period ۲۰۱۰-۲۰۲۰. According to the results achieved by applying specific panel data techniques in the past literature, the determinants of the demand for reinsurance in the Iranian insurance market are the return on total assets ratio, company size, number of years since the company operates in the insurance market and the financial leverage in insurance.

In this research, all the variables except the tax variable were found to be significant and effective.

An appropriate level of reinsurance is one of the premises of the existence and functioning of a stable insurance market. The concept of reinsurance is very important as the mechanism of reinsurance reduces the risk of insurers’ bankruptcy in case of very high losses and, hence, protects policyholders.

  In the Iranian insurance market, currently, reinsurance represents the one of the most appropriate solutions for insurance companies, as it helps to dispersion of risks, achievement of solvency requirements, levelling of risk profile and growth of underwriting capacity.

This study attempts to analyze the determinants of the demand for reinsurance in the Iranian insurance market during the period ۲۰۱۰-۲۰۲۰. According to the results achieved by applying specific panel data techniques in the past literature, the determinants of the demand for reinsurance in the Iranian insurance market are the return on total assets ratio, company size, number of years since the company operates in the insurance market and the financial leverage in insurance.

In this research, all the variables except the tax variable were found to be significant and effective.

An appropriate level of reinsurance is one of the premises of the existence and functioning of a stable insurance market. The concept of reinsurance is very important as the mechanism of reinsurance reduces the risk of insurers’ bankruptcy in case of very high losses and, hence, protects policyholders.

  In the Iranian insurance market, currently, reinsurance represents the one of the most appropriate solutions for insurance companies, as it helps to dispersion of risks, achievement of solvency requirements, levelling of risk profile and growth of underwriting capacity.

This study attempts to analyze the determinants of the demand for reinsurance in the Iranian insurance market during the period ۲۰۱۰-۲۰۲۰. According to the results achieved by applying specific panel data techniques in the past literature, the determinants of the demand for reinsurance in the Iranian insurance market are the return on total assets ratio, company size, number of years since the company operates in the insurance market and the financial leverage in insurance.

In this research, all the variables except the tax variable were found to be significant and effective.